You've sent us an unprecedented number of questions about how to cope with this scary market. We've asked our top experts to help you out.
If you're considering converting to a Roth IRA, you might want to do it before the end of the year.
Value investors have a simple, elegant strategy. They buy a stock trading cheaply relative to the company's earnings or business value and then patiently wait for the market to catch on to how wonderful it is.
Lisa DeAngelis and Randall Cobb look like investing geniuses right now. While the S&P 500 has dropped more than 40% since last year's peak, the Atlanta couple's retirement portfolio is sitting pretty, earning 4% or so a year.
Question: I hear the market is a good bargain right now, but I'm still very nervous about losing my money. Is there a way to get some market returns without taking so much risk?
If you were counting on your fixed-income funds to prop you up in tough times, it's been a cruelly disappointing year. Although the news headlines focus on falling stocks, the fear of bad credit is at the heart of this financial crisis - and a bond, after all, is nothing but a loan. Every category of bond fund is down in 2008, making this one of the worst years ever for bond investors. While disheartening, the beating that bonds have taken has some analysts pointing to a buying opportunity - if you're patient.
Warren Buffett has already told the world what he's doing in this frightful market. The Oracle of Omaha proudly proclaimed that he's "been buying American stocks" with his personal funds.
Stable-value funds could be a good way to safeguard your retirement. Just make sure you're not playing it too safe.
Without a doubt, the past few months have ranked as the most tumultuous - and scariest - times that I've seen in the more than 20 years I've been at Money magazine. We've witnessed events that up to now had been almost unimaginable: the stock market fluctuating wildly and governments around the globe taking extraordinary steps to unlock frozen credit markets. And it's still unclear when the economy and the markets will hit bottom.
Prediction: Consumer prices will stop rising so fast -- and some will fall.
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