It’s one of the most widely accepted benchmarks in retirement planning: You’ll need just 70% to 80% of your pre-retirement income to maintain the same standard of living when you leave work behind. This rule of thumb can be traced to the replacement-ratio studies done for 20 years by Aon Consulting and Georgia State University. [...]

A market dip in the years before retirement can be scary, but bailing out of stocks isn’t the answer. Here’s how to make sure you’re still on track. Personal finance news - CNNMoney.com

Whether or not Congress or the Federal Reserve manages to solve the financial crisis, there will be an equally scary situation that has not yet made newspaper headlines. Personal finance news - CNNMoney.com