As you cringe over your mutual fund statements, you may be thinking, "This can't possibly get any worse!" Think again. Personal finance news - CNNMoney.com

Question: I'm meeting with a financial planner for the first time. Can I expect to get some specific advice, or just a sales pitch? Will I need to sign an agreement? Personal finance news - CNNMoney.com

What the next President means for your wallet. See where Obama stands. Personal finance news - CNNMoney.com